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Reading: Reduce NPAs through robust recovery strategies: Mudgal to cooperative banks
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Rising Kashmir > Blog > Kashmir > Reduce NPAs through robust recovery strategies: Mudgal to cooperative banks
Kashmir

Reduce NPAs through robust recovery strategies: Mudgal to cooperative banks

RK News
Last updated: July 5, 2023 12:52 am
RK News
Published: July 5, 2023
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Srinagar, July 04: Commissioner Secretary Cooperatives Yasha Mudgal on Tuesday conducted a comprehensive branch-wise review of Anantnag Central Cooperative Bank Ltd and Baramulla Central Cooperative Bank Ltd in the Union Territory of Jammu and Kashmir.
The review meeting addressed various crucial aspects of these cooperative banks, including gross and net non-performing assets (NPA), deposits, cash in hand, liabilities, Capital to Risk-Weighted Assets Ratio (CRAR) percentage, well-performing branches and measures to reduce loss percentage and enhance recovery.
Registrar Cooperative Societies, Managing Directors of Anantnag Central Cooperative Bank Ltd and Baramulla Central Cooperative Bank Ltd, Additional RCS, Director of Finance in the Cooperative Department, branch managers, and other relevant stakeholders who participated either in person or via virtual mode.
During the meeting, the Managing Directors provided an overview of the physical and financial status of their respective banks. It was emphasized that the banks must strive to increase recoveries and improve their CRAR.
The Commissioner Secretary urged all banks to enhance their CRAR and reduce NPAs through robust recovery strategies and the delivery of improved banking services. “This branch-wise review is a significant step towards ensuring the stability and growth of the cooperative banking sector in Jammu and Kashmir,” she said.
She said that by addressing key financial indicators and encouraging proactive measures, the Cooperative Department aims to foster a stronger cooperative banking system that effectively serves the financial needs of the people.
 
 
 
 
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