Taking care of your health is one of the most important things you can do, and securing the right health insurance plan is a key part of that. With Bajaj Allianz General Insurance Company, buying health insurance online has become a quick, simple, and secure process. Whether you’re looking for individual or family coverage, the variety of plans available ensures you’ll find one that fits your needs. Herein we will discuss each step of the process—from selecting the right plan to making the payment and activating your coverage.
Why Buy Bajaj Allianz Health Insurance Online?
Bajaj Allianz General Insurance Company offers a seamless digital experience, making it easier than ever to secure a comprehensive health plan. Buying your Bajaj Allianz health insurance policy online ensures:
- Cashless Health Insurance – Access treatment at 18,400+ network hospitals without upfront payments.
- Affordable Premiums – Choose from flexible coverage options that fit your budget.
- Faster Claims Processing – Claims are settled within minutes for cashless treatments. Value-Added Benefits – Avail features like free health check-ups every 3 years and cumulative bonuses for no-claim years.
Bajaj Allianz General Insurance Company’s strong track record in claim settlement, combined with its customer-centric approach, makes it a trusted choice for health insurance.
How to Buy Health Insurance Online from Bajaj Allianz General Insurance Company?
Step 1: Visit the Bajaj Allianz General Insurance Company’s Website
To begin the process, visit the official Bajaj Allianz General Insurance Company’s website and navigate to the Health Insurance section. Here, you can explore various cashless health insurance plans designed for individuals, families, and senior citizens.
Click on the ‘Buy Now’ button under the preferred plan to proceed.
Step 2: Enter Your Details & Get a Quote
Fill in the required details to receive a customised premium quote for your selected Bajaj Allianz General Insurance Company health insurance policy. You will need to provide:
- Name and Age – Helps determine premium costs.
- City and Pin Code – Ensures availability of network hospitals in your area.
- Coverage Preferences – Choose sum insured options suitable for your needs.
- Medical History – Declare pre-existing conditions if applicable.
The instant premium calculator will display the best-suited plan, benefits, premium amount, and additional rider options.
Step 3: Compare Plans & Add Riders for Enhanced Coverage
Bajaj Allianz General Insurance Company offers a variety of health coverage options for all kinds of needs:
- Health Guard – Comprehensive coverage for individuals and families.
- Critical Illness Plan – Lump sum payout upon diagnosis of a covered critical illness.
- Top-Up Health Insurance – Extra coverage beyond your existing health policy.
- Personal Accident Insurance – Financial support in case of accidental injuries or disabilities.
You can also add riders like the Health Prime Rider, which provides additional wellness benefits, doctor consultations, and preventive health check-ups.
After selecting the best plan and riders, click ‘Proceed to Buy’.
Step 4: Fill Out the Online Proposal Form
This step requires providing detailed personal and health-related information. Ensure all details are entered correctly, including:
- Policyholder’s Full Name
- Nominee Details to secure claim benefits for dependents.
- Lifestyle Information, including information about your smoking, drinking habits, and pre-existing diseases.
Being transparent about your medical history ensures hassle-free claim settlements in the future.
Step 5: Make the Payment Securely
Bajaj Allianz General Insurance Company offers multiple online payment modes, making transactions seamless and secure. You can pay using:
- Credit/Debit Cards
- Net Banking
- UPI & Wallets
Once the payment is successfully processed, your policy is issued and sent to your registered email.
Step 6: Download & Verify Your Policy Document
After purchasing your Bajaj Allianz General Insurance Company health insurance policy, it is essential to:
- Download and store the policy document in a secure location.
- Verify the coverage details to ensure they match your selected plan.
- Check policy exclusions to understand limitations.
- Save emergency contact numbers for quick claim assistance.
If there are any discrepancies, you can contact Bajaj Allianz General Insurance Company’s 24/7 customer support for quick resolution.
Step 7: Activate Cashless Health Insurance Benefits
One of the biggest advantages of a health insurance policy by Bajaj Allianz General Insurance Company is the availability of cashless treatments at 18,400+ network hospitals across India.
To activate your cashless health insurance benefits:
- Register on the Bajaj Allianz Health App called ‘Caringly Yours’ – Manage claims, policy renewals, and wellness benefits.
- Check for the nearest network hospital – Available on the website and mobile app.
- Use your eHealth Card – Show the digital card at a network hospital for cashless admission.
By following these steps, you ensure hassle-free access to medical treatment without financial worries.
Step 8: Renew Your Policy for Continuous Coverage
Renewing your Bajaj Allianz General Insurance Company’s health insurance policy on time ensures uninterrupted coverage. Key benefits of renewal include:
- Cumulative Bonus – Under the Bajaj Allianz Health Ensure policy, the sum insured increases by 5% for each claim-free year, up to a maximum limit.
- No-Claim Savings – Lower renewal premiums for no claims made in the previous year.
- Automatic Policy Upgrades – Avail enhanced benefits upon policy renewal.
Renewing your policy is simple—just log in to the Bajaj Allianz General Insurance Company website or app, select ‘Renew Policy’, and complete the payment.
Secure Your Future in Minutes
With Bajaj Allianz General Insurance Company, protecting your health is easier than ever. The online purchase process is designed for convenience, ensuring quick policy issuance, easy claims, and cashless health insurance benefits.
A small step today can make a big difference tomorrow. Whether you need individual, family, or senior citizen coverage, Bajaj Allianz General Insurance Company offers a wide range of affordable and comprehensive health insurance plans to suit your needs.
*Standard T&C Apply
**Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.
***Claims are subject to terms and conditions set forth under the health insurance policy.
