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Reading: ‘J&K Bank on Wheels’ to operate in Ladakh’s remote areas
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Rising Kashmir > Blog > Breaking > ‘J&K Bank on Wheels’ to operate in Ladakh’s remote areas
Breaking

‘J&K Bank on Wheels’ to operate in Ladakh’s remote areas

RK Online Desk
Last updated: June 19, 2023 6:44 pm
RK Online Desk
Published: June 19, 2023
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In a first, J&K Bank on Monday dedicated two Mobile Branches – ‘J&K Bank on Wheels’ – for public in Ladakh that will extend banking services to the people of various remote and unbanked areas of the UT.

LG Ladakh Dr (Brig) B D Mishra inaugurated the two Mobile Branches at the iconic Leh Gate today in presence of J&K Bank MD & CEO Baldev Prakash, Deputy CEC (LAHDC, Leh) Tsering Angchuk, Executive Councillors (LAHDC, Leh) Tashi Namgyal Yakzee and Ghulam Mehdi, DC (Leh) Bala Sahib Susey, Bank’s Executive Director Sudhir Gupta, Directors on the Bank’s Board and Zonal Head (Ladakh) Angchuk Dorjey amid a gathering of valuable customers besides senior officials of Ladakh Administration and the Bank.

While commending the historic role of J&K Bank in the economic development especially financial inclusion in the UT of Ladakh, LG Dr (Brig) B D Mishra congratulated the Bank for launching the unique service for the people of Ladakh. In his remarks after the inauguration, LG said, “I am immensely pleased today to have launched J&K Bank’s Mobile Banking Branches – a new and unique service – for the people living in remote and unbanked areas. There cannot be a better service than this to ensure that those who cannot travel to branches, because of distance and difficulties, enjoy all the types of banking facilities right at their doorsteps conveniently through these mobile branches.”

“I congratulate J&K Bank for the service and urge the people to avail all the banking facilities extended through these mobile branches”, he added.

On the occasion, MD & CEO Baldev Prakash expressed his gratitude to the LG Ladakh for dedicating the Bank’s Mobile Branches to people belonging to remote and unbanked areas besides other dignitaries for their valuable presence. He also thanked the Ladakh Administration for their continued support. He said, “UTLBC Ladakh had proposed deploying of mobile branches in view of limited network connectivity for various unbanked areas. These two Mobile Branches have been specially commissioned to cover those remote and unbanked areas of the UT and take care of all their banking needs.”

“In addition to 37 full-fledged branches, we have already established 35 Easy Banking Units (EBUs) and 54 ATMs throughout Ladakh, ensuring access to banking facilities even in extremely remote areas like Chumur which is the highest touch-point in Ladakh. And we remain committed to providing best banking and financial services to the people while extending our outreach to all parts of the region”, he added.

Pertinently, these mobile branches will provide all types of general banking services like opening of accounts (Savings/ Current/ Term deposits), Cash receipt/ Cash withdrawals/ Cheque deposit including clearing cheques besides KYC updation, CKYC, SMS services, Issuance of digital products viz Mobile Banking, eBanking, UPI, QR code, debit cards etc. Aadhar Enabled Payment System (AEPS) Services and Aadhar Linking.

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