Over the past four years, Jammu and Kashmir (J&K) has witnessed a massive transformation in its health sector through the implementation of the SEHAT-PMJAY (Pradhan Mantri Jan Arogya Yojana – SEHAT) scheme. This landmark initiative, launched by the government, has revolutionized healthcare accessibility and affordability for all residents in the region. By providing free and universal health insurance coverage, the scheme has brought a wave of positive change and hope for millions of beneficiaries.
Universal Health Insurance Scheme
J&K has proudly become the first state in India to introduce a Universal Health Insurance Scheme. This ambitious scheme ensures that all residents of the state have access to quality healthcare, irrespective of their economic background or social status. The provision of free health insurance coverage to every individual in J&K has been a game-changer, eliminating financial barriers that previously hindered healthcare access for many.
Upto Rs 5 Lakh Health Cover Per Family
One of the key highlights of SEHAT-PMJAY is the provision of up to Rs 5 lakh health cover per family. This significant amount ensures that families can avail of medical treatment without worrying about the burden of exorbitant healthcare expenses. The financial security provided by the scheme has empowered families to seek timely medical attention, contributing to better health outcomes and improved quality of life.
Impressive Enrollment and Coverage
The success of SEHAT-PMJAY is evident in the staggering number of beneficiaries registered under the scheme. With 82.22 lakh beneficiaries already enrolled, the initiative has reached far and wide, covering a substantial portion of the state’s population. Notably, all families registered under the National Food Security Act (NFSA) have also been included in the ambit of AB PMJAY-SEHAT, further enhancing the reach of this comprehensive healthcare program.
Issuance of Golden Cards
82 lakh individuals have been issued Golden Cards under SEHAT-PMJAY, symbolizing their entitlement to medical treatment under the scheme. These cards serve as a gateway to quality healthcare services at empanelled hospitals, granting beneficiaries the dignity and care they deserve in times of medical need.
Growing Network of Empanelled Hospitals
To ensure seamless healthcare services, 229 hospitals have been empanelled under the PM-JAY network. This extensive network of hospitals caters to a diverse range of medical needs, making healthcare more accessible and convenient for beneficiaries across the UT.
The SEHAT-PMJAY initiative has indeed been a beacon of hope and transformation in the health sector of Jammu and Kashmir. By providing free and universal health insurance coverage, extending PMJAY to additional families, and establishing a robust network of empanelled hospitals, the scheme has brought about a positive change in the lives of millions of people. As the UT continues to witness progress in its healthcare accessibility and outcomes, SEHAT-PMJAY stands as a testament to the power of inclusive and comprehensive healthcare policies.
(The author is a columnist and freelancer)
