Rising KashmirRising KashmirRising Kashmir
  • Home
  • Top Stories
  • News
    • Kashmir
    • City
    • Jammu
    • Politics
  • Health
  • Anchor
  • Features
  • Interview
  • Video
Search

Archives

  • May 2025
  • April 2025
  • March 2025
  • February 2025
  • January 2025
  • December 2024
  • November 2024
  • October 2024
  • September 2024
  • August 2024
  • July 2024
  • June 2024
  • May 2024
  • April 2024
  • March 2024
  • February 2024
  • January 2024
  • December 2023
  • November 2023
  • October 2023
  • September 2023
  • August 2023
  • July 2023
  • June 2023
  • May 2023
  • April 2023
  • March 2023
  • February 2023
  • January 2023
  • December 2022
  • November 2022
  • October 2022
  • September 2022
  • August 2022
  • July 2022
  • June 2022
  • May 2022

Categories

  • Anchor
  • Breaking
  • Business
  • City
  • Developing Story
  • Editorial
  • Education
  • Features
  • Health
  • Interview
  • Jammu
  • Jammu and Kashmir News
  • Kashmir
  • Kashmir Tourism
  • Kath Bath
  • National
  • Opinion
  • Politics
  • Sports
  • Technology
  • Top Stories
  • Trending
  • Uncategorized
  • Video
  • Viewpoint
  • World
© 2022 Foxiz News Network. Ruby Design Company. All Rights Reserved.
Reading: J&K Bank unveils comprehensive online loan journeys for housing, gold loans
Share
Notification Show More
Font ResizerAa
Rising KashmirRising Kashmir
Font ResizerAa
  • Home
  • Top Stories
  • News
  • Health
  • Anchor
  • Features
  • Interview
  • Video
Search
  • Home
  • Top Stories
  • News
    • Kashmir
    • City
    • Jammu
    • Politics
  • Health
  • Anchor
  • Features
  • Interview
  • Video
Follow US
© 2024. All Rights Reserved.
Rising Kashmir > Blog > Breaking > J&K Bank unveils comprehensive online loan journeys for housing, gold loans
Breaking

J&K Bank unveils comprehensive online loan journeys for housing, gold loans

RK Online Desk
Last updated: June 14, 2024 9:55 pm
RK Online Desk
Published: June 14, 2024
Share
3 Min Read
SHARE

In a significant step towards complete digital transformation, J&K Bank has rolled out automated processing of Home Loan and Gold Loan products besides launching TAB Journey and Current Account Online for customer onboarding.

These initiatives aim to enhance customer experience by offering seamless, efficient, and quick loan processing and convenient customer onboarding.

MD & CEO Baldev Prakash launched the new digital products at the Bank’s Corporate Headquarters in presence of top management and other senior officers of bank.

Speaking on the occasion, MD Baldev Prakash emphasized the bank’s commitment to innovation and customer satisfaction. “Our new digital loan journeys are a testament to J&K Bank’s dedication to leveraging technology to provide superior banking experiences. By automating and streamlining our loan processes, we are not only enhancing efficiency but also ensuring our customers enjoy quick and hassle-free access to credit.”

“This digital initiative is part of our broader strategy to modernize our services and meet the evolving needs of our customers. We are confident that these online loan journeys will significantly benefit our customers, offering them flexibility, convenience, swiftness and transparency”, he added. The Bank’s Deputy General Manager Mohammad Muzaffar Wani gave a detailed overview of the newly launched products on the occasion.

Notably, designed with state-of-the-art features, the Bank’s Housing Loan processing is now entirely automated, integrating multiple in-house systems such as Core Banking System (CBS), Risk Scoring System, and third-party solutions from Credit Bureaus and Fintechs. The solution also blends workflow management and decision support systems to enhance process efficiency, leading to improved Turnaround Time (TAT) and service quality, thereby ensuring a swift, smooth and efficient service delivery.

Meanwhile, for fast-processing of loans against gold ornaments and jewellery, the rolled-out Online Gold Loan is packed with customer-centric benefits like easy application method, instant eligibility check, 10-Minute Quick Processing and disbursal with no foreclosure charges.

Besides, the Bank has further enhanced customer convenience by launching its TAB and Current Account Online Journeys for customer onboarding with assisted account opening journey for both savings and current accounts. For business premises verification of current accounts, it has geo tagging feature with an elaborate system in place for performance tracking.

 

 

Cultural Unit Kashmir of DIPR organizes Awareness/ Cultural programme at GBMS Gund Dalwash, Baramulla
Tarun Chugh offers tributes at IAF Eastern headquarters
AC approves proposal for 4G saturation of all uncovered villages in J&K
Ramban Road Sinking: 50 houses damaged, families being shifted to safer places, says DC
Centre orders Twitter, other social media to take down video on Manipur women, says probe on

Sign Up For Daily Newsletter

Be keep up! Get the latest breaking news delivered straight to your inbox.
By signing up, you agree to our Terms of Use and acknowledge the data practices in our Privacy Policy. You may unsubscribe at any time.
Share This Article
Facebook Whatsapp Whatsapp Copy Link Print
Previous Article Mela Kheer Bhawani celebrated with religious fervor at Tulmulla
Next Article Statutory bail granted to Kashmiri separatist leader Shabir Shah in PMLA case
Leave a Comment Leave a Comment

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Stay Connected

1MFollowersLike
262kFollowersFollow
InstagramFollow
234kSubscribersSubscribe
Google NewsFollow

Latest News

Hyderpora underpass turns into cab stand, sparks safety concerns
City
May 26, 2025
Bear-Proof Corral unveiled to tackle human-wildlife conflict in Drass
Kashmir
May 26, 2025
SACPPE holds session to safeguard children from unexploded shells in Uri
Kashmir
May 26, 2025
‘Prem Visheshagya’ brings laughter to Natrangs’ Sunday theatre
Jammu
May 26, 2025

Recent Posts

  • Hyderpora underpass turns into cab stand, sparks safety concerns
  • Bear-Proof Corral unveiled to tackle human-wildlife conflict in Drass
  • SACPPE holds session to safeguard children from unexploded shells in Uri
  • ‘Prem Visheshagya’ brings laughter to Natrangs’ Sunday theatre
  • Admin spreads awareness on drug abuse in Sgr

Recent Comments

  1. SavePlus on AI and Behavioural Analytics in Gaming: Making the World of Gaming Better
  2. Parul on Govt acknowledges faulty streetlights on Narbal-Tangmarg road
  3. dr gora on Women Veterinarians and the Goal of Viksit Bharat
  4. jalwa game login on National Education Policy 2020: Transforming India’s Educational System
  5. Virender Bhat on Pahalgam Attack: A War on Humanity, Peace, and Kashmiriyat

Contact Us

Flat No 7,Press Enclave, Srinagar, 190001
0194 2477887
9971795706
[email protected]
[email protected]

Quick Link

  • E-Paper
  • About Us
  • Contact Us

Top Categories

Stay Connected

1.06MLike
262.5kFollow
InstagramFollow
234.3kSubscribe
WhatsAppFollow
Rising KashmirRising Kashmir
Follow US
© 2025. All Rights Reserved.
Welcome Back!

Sign in to your account

Username or Email Address
Password

Lost your password?