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Rising Kashmir > Blog > Kashmir > Ensure smooth credit to scheme beneficiaries: ADC Shopian to banks
Kashmir

Ensure smooth credit to scheme beneficiaries: ADC Shopian to banks

RK News
Last updated: September 26, 2023 12:30 am
RK News
Published: September 26, 2023
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Shopian, Sep 25: Additional Deputy Commissioner (ADC) Shopian, Dr Zakir Hussain Faaz on Monday chaired the District Level Review Committee and District Consultative Committee (DLRC/ DCC) meeting to review the performance of financial institutions for the quarter 1st ended 30th June 2023 of FY 2023-24 here.
The meeting was informed that the deposits of the district increased from Rs 1419.50 crores as of June 30, 2022, to Rs 1468.64 crores as of June 30, 2023, thereby registering a growth of 3% on a YoY basis.
The advances of the district increased from Rs 1775.17 crores as of June 30, 2022, to Rs 2004.21 crores as of June 30, 2023, thereby registering a growth of 13% on a YoY basis.
Against the financial target of Rs 2142.07 crores and physical target of 34542 beneficiaries under District Credit Plan (DCP), 2023-24, the banks have disbursed Rs 323.6 crores to 12018 beneficiaries during the 1st quarter of the financial year, thereby achieving the financial targets by 15% and physical targets by 35%.
The meeting also reviewed the progress of various Govt Sponsored schemes and Social Security Schemes. The ADC took an extensive review of government-sponsored schemes with a special focus on KCC, PMEGP, Mumkin, MUDRA, Dairy, Fisheries, SVANIDHI and NRLM, etc.
He advised all sponsoring agencies and banks to spread awareness among people about various self-employment schemes and social security of the government and motivate them to avail the benefits of these schemes for generating self-employment opportunities in the district.
The ADC emphasized the importance of identifying eligible beneficiaries and ensuring the smooth flow of credit to them through the convergence of assistance from Government-sponsored schemes and financial institutions. He also took bank wise and sector wise review of progress under DCP and sponsorships.
The ADC called upon banks to enhance credit flow under the priority sector, with special attention to KCC, Education and Women’s Development. He encouraged banks to step up their efforts and improve their performance in the upcoming Quarters of year, 2023-24 and surpass targets. He highlighted the significance of digital banking and asked for saturation of digital onboarding along with the need to conduct financial literacy and awareness camps across the district. 
 
 
 
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